Finance OS

Debt-drag dashboard: income, core living, debt pressure, flexible spend, and the exact monthly cut needed to stop the bleed.

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Expected income

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Focus + Skye + PIP.

Core living

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Rent, pets, fuel, therapy, phone, groceries, essentials.

Debt pressure

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Cleaned lender repayments, deduped and noise excluded.

Flexible spend

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Food out, golf, subscriptions, gambling, optional, other.

True monthly gap

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Income minus core, debt, growth, and flexible spend.

Safe flexible budget

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What flexible spend should be capped at.

Cut needed

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Amount to cut from flexible spend to break even.

Today’s instruction

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